42 Card Solutions Pvt Ltd (42CS) is a provider of end-to-end payment card business, technology and process management services to banks and other regulated entities.

42CS was founded by five senior banking & financial services professionals, who strongly believe that the Indian market for payment cards particularly credit cards – one of the most profitable products in the consumer banking space – is currently in a position wherein the product can be made accessible to a significantly wider spectrum of consumers, across multiple segments. The company offers the complete technology platform, the manpower, analytics capabilities, and the processes to run a cards program for card issuers.